A hotel credit card is a specific type of travel credit card that, as the name would indicate, specifically focuses on the benefits of hotel stays. If you regularly need hotel stays across the United States and beyond, you may want to apply for a hotel credit card so that you can save money on your credit card purchases. Here are four things that you might want to look for when you’re choosing a hotel credit card.

1. Great Rewards on Your Hotel Stays

First, you want to make sure you get amazing rewards when you book hotel stays. When you use your hotel credit card, you’ll likely get rewards on all the purchases you make, but booking hotel stays may give you significantly more points than making purchases anywhere else. Make sure that you get great rewards from the hotel booking process to get the most out of your hotel credit card.

2. An Affordable Annual Fee

Annual fees are a part of many travel credit cards. Because travel credit cards often offer so much value, annual fees are one of the ways that card issuers make sure it’s worth their time to offer the card. However, that doesn’t mean you have to carve out hundreds of dollars a year to pay for a travel credit card. If you want to get a travel credit card with the best price, you can shop around a bit and look for one under $100.

3. Extra Reward Program Benefits Just for Being a Cardmember

For many hotel credit cards, you can get extra benefits from the company’s reward program when you’re a cardmember. If the hotel has a tiered reward system, for example, you may automatically move up to the second tier of the program just for being a cardmember, and you may also earn points in the rewards program more quickly. Getting extra benefits can help you move up the ranks faster and get more out of the program.

4. Sign-Up Bonuses

A sign-up bonus can help load plenty of value onto the front of your card. Plus, if you switch the card to your daily use credit card, you may also be able to achieve the sign-up bonus fairly easily. The World of Hyatt credit card bonus, for example, offers 30,000 extra bonus points when you complete the sign-on bonus requirement of spending $3,000 in the first three months. You can also get 2x points for the first six months, up to an extra 30,000 more points.

Conclusion

A hotel credit card can be a great way for you to save more if you really enjoy traveling or if you already stay in hotels on a regular basis. However, you need to make sure that you’re getting a credit card that’s actually going to work for your specific budget. As long as you pay attention to these four things, you’ll be more likely to get a great credit card for your needs.